Beltrami County HRA

The Beltrami County Housing and Redevelopment Authority is a municipal corporation created by the Beltrami County Board more than 30 years ago under the authority granted in Minnesota Statues. The HRA is governed by a five member Board of Directors appointed by the Beltrami County Board.

Down Payment Assistance

The Beltrami County HRA administers a down payment assistance program designed to promote home ownership. Through this program, the HRA offers loans that are deferred with no interest for five years. Repayment of the principal begins after 5 years at 4% interest.

Households must meet the income limit:

 Household Size  Annual Income Limit
 1-4  $61,900
 5  $66,850
 6  $71,850
 7  $76,800
 8  $81,750

· Households may not have more than $7,500 in liquid assets post-closing
· Preference is given to purchases of 10 acres or less
· Home must appraise for at least $60,000
· Borrowers must take Homestretch or Framework 

Please download the application below if you intend to purchase a home in Beltrami County. 

Beltrami County HRA Down Payment Assistance Application

Contact Jackie Meixner at 218-333-6530 with any questions. 


Housing Rehabilitation

Beltrami County HRA administers an owner-occupied housing rehabilitation program to assist low and moderate income households throughout Beltrami County, make essential home repairs and correct health and safety concerns. The in-house loan program provides up to $15,000 at 3% interest to eligible borrowers. For additional information, click here. 

To apply for housing rehabilitation assistance contact Jackie Meixner at (218) 333-6530.


Home Buyer and Financial Services

Beltrami County HRA supports the Home Buyer Education, Coaching, and Financial Literacy services provided in the County by the Headwaters Regional Development Commission. Home Buyer Education is provided through the Home Stretch Program, click here for additional information on home buyer services. 


Mobile Home Replacement Pilot Program

Beltrami HRA is working on a pilot program to replace dilapidated mobile homes on private land with newly constructed modest homes. The program is a partnership with the Blackduck School District’s Building Trades Program, which constructs a home on school grounds that is then moved to its permanent location upon completion. If the pilot program is successful, we hope to be able to replicate it in other areas of the Headwaters Region. For additional information, please contact Jackie Meixner at (218) 333-6530.


Affordable New Construction

Beltrami HRA has reinstituted the affordable new construction program to construct modest homes available for sale to low and moderate income households in Beltrami County. The homes are currently being constructed by private contractors in the City of Bemidji. Click Here to see a listing of the homes that are currently available for purchase. 


Conifer Estates

Conifer Estates is a twenty unit supportive and transitional housing project in Bemidji. Financing for the project was provided by Minnesota Housing Finance Agency (MHFA), Greater Minnesota Housing Fund (GMHF), and Federal Home Loan Bank through First National Bank of Bemidji. The HRA is the owner of the facility and has executed a Facility Lease and Management Agreement with Headwaters Housing Development Corporation in which the organizations have agreed that the facility will be operated exclusively by HHDC under the terms of the agreements with MHFA. HHDC has contracted with DW Jones, Inc. to provide property management services and case management services are provided by Bi-CAP, Inc., Red Lake Housing and Leech Lake Housing. For rental information contact DW Jones or Bi-CAP, Inc.

Village of Hope

The Village of Hope is an emergency facility developed by Ours to Serve House of Hospitality. The Village of Hope provides shelter to low income homeless families in and around Beltrami County.

To learn more about the services of Beltrami County HRA, please contact Mary Thompson at (218) 333 – 6537.


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