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Homebuyer Education and Counseling

Buying a home is a big deal. Do it right!

Buying a home is likely to be the largest purchase you’ll ever make. Empower yourself with knowledge to make smart decisions and become a successful homeowner!

The Home Stretch Workshop is an 8 hour adult education course designed for anyone interested in becoming a homeowner. Learn about the entire homebuying process- from start to finish. Hear from local housing experts including: mortgage lenders, home inspectors, real estate agents, homeowners insurance agents and representatives from USDA Rural Development

Topics covered include:

  • Advantages and Disadvantages of becoming a Homeowner
  • How to develop a spending plan
  • Understanding and improving credit scores
  • Introduction to various lending products
  • Real Estate 101
  • Understanding the closing process
  • Life as a Homeowner

Workshop Fee:

$35 (exact cash or check) per household due prior to the start of class

Contact:

Ashley Shongo - [email protected]

218-333-6542

Home Stretch Workshop Schedule

All classes are held at the HRDC Office - 403 4th Street NW, Suite 310 - Bemidji, MN



October 20, 2018 

9:00 a.m. - 5:30 p.m.

Registration Deadline- Wednesday, October 17


November 19 & 20, 2018 

5:00 p.m. - 9:00 p.m. both evenings. Participants MUST attend both evenings to obtain their certificate.

Registration Deadline- Friday, November 16th


December 15, 2018

9:00 a.m. - 5:30 p.m.

Registration Deadline- Wednesday, December 12th




Homebuyer Counseling

The HRDC offers one-on-one pre-purchase housing counseling to individuals and families who are passionate about becoming homeowners. This is a free service with the exception of a credit report fee.


Housing counseling is beneficial for those who: 

  • have no/poor credit history
  • are struggling with debt
  • need assistance establishing a household budget
  • would like more information on mortgage programs
  • would like to know how much they could afford to spend on a home


For additional information or to set up a counseling session, contact Ashley Shongo,  at 218-333-6542 or [email protected].

Home Stretch Workshops

Recommended for every first time home buyer and also required for some lending programs!

Once upon a time, buying a home was simple. Today, the game has changed. Whether you’re buying for the first time or the fifth, you need to be savvier and more proactive. With homebuyer education, you can be. It’s not just about buying a home—it’s about staying in it. Research shows that informed homebuyers are successful homeowners. Attend this class to learn more about how to prepare for becoming a Homeowner.

 

Topics covered include:

  • Advantages and Disadvantages of becoming a Homeowner
  • Understanding and improving credit scores
  • Introduction to various lending products
  • Real Estate 101
  • Understanding the closing process
  • Life as a Homeowner
  • Various key speakers are invited from the banking, real estate, and housing industry that will be able to answer any questions you might have.
  • Please check with your local school district for dates and times.
  • How to develop a spending plan

Homestretch is also offered through area Community Education.

Please check with your local school district for dates and times.

Bemidji


Framework is the only online homebuyer education course designed by experts in online learning. It’s comprehensive, so you’ll have all the facts you need to navigate every step of the buying process. And you can learn when, where, and how you like. It even works on your smartphone.  

Many lenders’ requirements for homebuyer education, but check with yours to make sure an online course is acceptable.

Framework Guarantee


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