Services, Natural Resources, Management, Community

Hubbard County HRA Services

Housing Rehabilitation

Hubbard County HRA administers a variety of owner occupied rehabilitation programs that eligible homeowners may be able to use to make repairs to their homes. Click here to find out more information.


 Down Payment Assistance

Hubbard County HRA administers a down payment assistance program designed to promote home ownership. Through this program the HRA offers loans that are deferred with no interest for five years. Repayment of the principal begins after 5 years at 4% interest.

Hubbard County HRA Down Payment Assistance Application



The Hubbard County HRA owns and operates the Cornerstone Transitional Housing Program. In 1995 the HRA received deferred loan funds through the Minnesota Housing Finance Agency in order to build the eight-unit affordable housing development. Households pay 30% of their monthly income for rent, and receive case management services through Mahube-Otwa Community Council, Inc. For additional information on the Cornerstone program contact Carolyn Pfeifer at (218) 732-9118.

 For a Cornerstone application, please contact Mahube-Otwa Community Council, Inc. at (218) 732-7204.


Home Buyer Services

Hubbard County HRA supports the home ownership education program provided by Headwaters Regional Development Commission through the HomeStretch program. HomeStretch provides information that helps households make informed decisions on when and if home ownership is the right decision, helping to ensure success for those who choose to take that step. For information on how to register for Home Stretch classes please click here.



The HRA administers several contracts for deed for single family houses purchased and rehabilitated through the Minnesota Housing Finance Agency's homesteading program. Through this now-defunct program, rehabilitation homes were sold to lower income families who were unable to purchase a house without substantial assistance. MURL homes were sold to families with 0% interest loan.

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