development, economy, transportation, planning, natural resources

HRDC Staff

Naomi Carlson

Development Specialist


Naomi joined the HRDC in January 2017. She primarily focuses on transportation, health, and community development planning. 

Nikki Clancy

Nikki Clancy

Housing Support Specialist


Nikki joined the HRDC in May 2010. She provides homebuyer education and counseling services as well as managing rental properties owned by the Hubbard County HRA and Beltrami County HRA. Nikki also conducts payroll and various clerical duties.

Tiffany Fettig

Tiffany Fettig

Business Loan Consultant

218-333-6534 or 218-760-0854

Tiffany joined the HRDC as a consultant in early 2006. Tiffany manages the Headwaters Regional Finance Corporation (HRFC) and its Revolving Loan Fund. She also manages several additional loan funds on behalf of local customers.

Megan FitzGerald

Megan FitzGerald

Development Specialist


Megan joined the HRDC in November 2014. She primarily focuses on Community Development and Natural Resource Planning and well as assisting with Transportation Planning activities. Megan also provides the lead staff services for the Northwest Regional Emergency Communications Board.


Tim Flathers

Tim Flathers

Executive Director


Tim has been with the HRDC since 1983. Prior to becoming Executive Director in 2013, Tim served as Community Development Director for more than 20 years. Tim continues to be involved in housing and community/economic development activities in addition to his leadership responsibilities.

Levi Haar

Lending and Accounting Specialist


Levi joined the HRDC in March 2017. He primarily focuses his time on administering a variety of owner-occupied rehabilitation loan programs as well as assisting with the day-to-day accounting activities. 


Sarah Linda

Loan Portfolio Specialist


Sarah joined the HRDC in December of 2015. She primarily focuses her time on managing the loan portfolio for the Headwaters Regional Finance Corporation. Additionally, Sarah provides home buyer education and pre-purchase coaching as well as credit and financial counseling. 


Matt McFarland
Support Specialist


Matt joined the HRDC in August of 2016. Matt supports planning efforts in the areas of community and economic development as well as providing support to the Headwaters Housing Development Corportation. He is also the primary staff supporting the HRDC's Rental Housing Rehabilitation Program.

Ashley Shongo

Ashley Shongo

Administrative Support Specialist


Ashley joined the HRDC in May 2014. She focuses her time on receptionist and secretarial work as well as contract management and marketing.

Scott Smethers



Scott joined the HRDC as an Intern in May 2017. He supports planning efforts in the areas of hazard mitigation, liveable communities, and economic development. He attends Bemidji State University full-time, and will graduate in May 2018 with a B.S. in Project Management. Prior to attending college at Bemidji State, he was enlisted in the U.S. Air Force. 

Mary Thompson

Mary Thompson

Operations Director


Mary has been with the HRDC since 1992. She is responsible for ensuring organizational effectiveness by providing leadership for the operational and financial functions, as well as partnering with the Executive Director to develop and implement the organizational strategies, policies and practices. Mary also provides the lead staff services to the Beltrami County HRA and the Headwaters Housing Development Corporation. 

Ryan Zemek

Ryan Zemek

Economic Development Director


Ryan has been with HRDC since 2008. Ryan primarily focuses his time on economic development projects, but also provides development assistance within various functional areas including leadership development, natural resources, community development, and transportation planning.

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